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Radford · Merchant Bank for the AI Buildout
Radford Credit— est. 2025

Capitalforcompute.Win the GPU allocation. Deploy on time.  Keep your equity.

We finance the full AI infrastructure finance stack. From $25M to $2B+
Supplier deposits, manufacture-to-install bridge financing, and up to 48 month term debt once the cluster is live.
Competitive interest rates starting from ~9%, up to 80% LTV, non-recourse.
One financing partner, one diligence process, all at the speed of AI.

Tell us the size, the asset, and the timing. We price it in 48 hours.

$25M to $2B · One counterparty from supplier deposit through term

$25M – $2B+
Deal size
From ~9%
MOST DEALS PRICE 9–14%
Up to 80%
LTV on the hardware
48 hours
To indicative pricing
01
The Problem

Financing an AI buildout usually means three lenders and two renegotiations.

Someone funds the deposit. Someone else bridges the hardware. Then, with the cluster already running, you go find a term lender and re-paper everything at whatever price the market gives you that week. Meanwhile the bulge brackets are too slow, venture debt is too small, and private credit wants covenants on your operating company.

The result: operators give up equity they shouldn't, or accept terms their customer contracts don't deserve, just to keep the order moving.

Radford does all three. One counterparty, deposit to term.

03
What Moves Your Rate

Five dials. No surprises at close.

Term debt starts at around 9%.
Where your deal lands comes down to these five things — nothing else.

01
Your offtake

Investment-grade anchor tenant vs. spot compute.

02
Your collateral

Chipset generation, location, and how easily the hardware can be redeployed.

03
Where the deal sits

A country where we can perfect and enforce the lien.

04
Your advance rate

How much equity sits underneath us, up to 80% LTV.

05
Tenor

Bridge, term, or a bridge that rolls into term.

You get terms that fit the deal you actually have.

04
Federal Advisory

The most affordable capital in the market is government-backed.

For deals from $50M to $2B+, EXIM, the DFC, and the Department of Energy can beat anything private credit will quote you. We originate and structure those transactions directly — relationships built at Treasury level across two administrations.

200 – 450 bps

Typical annual pricing saving vs. private credit

60+ months

Additional tenor available on program debt

$50M – $2B

Program deal size range

05
About Radford

Radford is the merchant bank for the AI buildout. Two businesses: AI infrastructure finance from deposit through term, and federal program advisory.

Behind every facility are our institutional partners with deep balance sheets backed by our own capital, balance sheet and years of credit finance expertise.

06
Sweet Spot

If your deal looks like this, we should talk.

01

Deal sizes between $25M and $2B+

02

Hardware plus customer contracts we can lend against

03

Based in a country where we can perfect and enforce the lien

Deals outside this profile may still fit. The conversation starts with what you actually have.

07
FAQ

Questions borrowers ask first.

Both. That is the point. We fund the deposit, the bridge from purchase order to power-on, and we hold 36 to 48 month term paper once the cluster is live and contracted. You are not hunting for a takeout while your hardware sits idle.

Term debt typically ranges from 9% to 12% depending on the quality of the off-taker, LTV and hardware. You get an indicative number in 48 hours, confirmed at term sheet.

48 hours to indicative pricing. Two to eight weeks to close, depending on structure and jurisdiction. On a standing line, an approved deal can draw the same day.

The asset and the contract — not your balance sheet. First lien on the equipment plus contracted offtake. Non-recourse to the operating company.

Their AI infrastructure desks are built for very large deals and long close cycles. Mid-market deals fall below their minimums or move too fast for their committee cadence. Radford was built for the band in between: one tier below the bulge brackets, one tier above venture debt.

It is the other half of what we do. For deals from $50M to $2B+, EXIM, DFC, and DOE programs typically save 200 to 450 basis points a year and add 60 months or more of tenor. We originate and structure those transactions directly, with relationships built at Treasury level across two administrations. Start with the readiness assessment.

08
Get a quote

Tell us the size, the asset, and the timing. We'll price it in 48 hours.

Five questions. No data room, no credit pull, no obligation. You get indicative pricing and structure — or a straight no, fast.

Get a quote

Five questions, 48 hours

$25M to $2B · One counterparty from supplier deposit through term

Deal size, what you're financing, and when you need to fund. That's enough for us to come back with a number.

Or email us

origination@radfordcredit.com

A few lines is enough. Same 48-hour response.