WintheGPUallocation.Keepyourequity.Deployontime.
The merchant bank for the AI buildout. The credit of compute. We pay your OEM up front, so the hardware ships. You repay when your long-term lender takes over — an exit we arrange before we fund. Three products, one counterparty.
— One tier below the bulge brackets, one tier above venture debt.
Mid-market AI infrastructure has a financing problem.
The bulge-bracket banks are too slow, and their minimums are too high. Venture debt is too small. Private credit ties you up in covenants on the operating company. And the federal programs that can change what your financing costs are hard to actually close — unless you've built the relationships to do it.
The result: operators give up equity they shouldn't, or accept tighter terms than their customer contracts deserve, just to keep the order moving.
Radford was built to close that gap.
Three products. One counterparty.
Deposit Finance
Win the allocation without spending your own cash.
Up to 75% of your supplier deposit, paid straight to the OEM, reseller, or integrator. Keep your cash for power, space, and the next order. Part of the same bridge, on the same paperwork — no second lender. Non-recourse to your company.
Learn more →Manufacture-to-Install Bridge
We fund your GPUs from purchase order to power-on.
Senior-secured against the hardware. Non-recourse to your company. Covers 30 to 120 days — from order, through install, to customer sign-off. Take it one deal at a time, or set up a standing line that funds every approved deal same-day. We line up your long-term lender for you.
Learn more →Federal Funding
Government-backed terms private lenders can't match — for deals that qualify.
Direct access to U.S. government programs: EXIM, the DFC, and the Department of Energy. Longer to repay, and easier to qualify for, than private credit. Relationships built at Treasury level across two administrations. A bonus when a deal qualifies — never something you must have.
Learn more →Your deal, your dials.
Five things move your terms — how solid your exit is, your collateral, where the deal sits, your customer contracts, and any company guarantee.
How solid your long-term lender's commitment is.
Chipset generation, location, and how easily the hardware can be redeployed.
A country where we can secure and enforce the loan.
None vs. signed enterprise contracts you can lend against.
Non-recourse vs. parent-backed.
— You get terms that fit the deal you actually have.
Radford is the merchant bank for the AI buildout. We sit one tier below the bulge brackets and one tier above venture debt — built for the band in between. Three products, one counterparty: deposit finance, the manufacture-to-install bridge (one deal or a standing line), and federal funding when a deal qualifies.
Behind every facility are institutional partners with deep balance sheets — a regulated U.S. bank, a publicly traded lender, and a digital credit network.
If your deal looks like this, we should talk.
Deal sizes between $20M and $200M
Hardware plus customer contracts we can lend against
Based in a country where we can secure and enforce the loan
Deals outside this profile may still fit. The conversation starts with what you actually have.
Questions enterprise borrowers ask.
Their AI infrastructure desks are built for very large deals and long close cycles. Mid-market deals fall below their minimums, or move too fast for their committee cadence. Radford was built for the band in between — one tier below the bulge brackets, one tier above venture debt.
A one-off is structured around a single deal and its long-term lender. A standing line is set up once with terms agreed up front — any approved deal then funds the same day, and you only pay when you draw. The standing line is built for operators running repeat deployments.
Deposit finance is part of the same bridge, on the same paperwork — no second lender. We will discuss deposit-only structures case by case, but the standard path keeps the deposit, the bridge, and your long-term lender under one set of paperwork.
Federal funding is a bonus when a deal qualifies — never something you must have. The bridge — one-off or standing line — stands on its own. Federal programs are upside for the subset of deals that meet the eligibility tests.
Most lenders treat federal programs as a marketing footnote. We treat them as a real product. We have relationships built at Treasury level across two administrations — the kind of access that turns eligibility into closed EXIM, DFC, and Department of Energy transactions.
On a standing line, an approved deal can draw the same day. On a one-off, we aim to come back with terms in about five business days and fund in days once the paperwork is set. Specific timing depends on the structure and is confirmed at term sheet.
Tell us about the deals you have coming.
Within one business day — at no cost and under NDA — we'll tell you where federal programs fit, how your facility would be built, and the terms to expect.
A few lines is enough — deal size, the maker, where it deploys, and your long-term lender if you have one in mind. We'll come back inside one business day.